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Developer Exit Loans
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Free Consultation
Speak with our team for tailored guidance based on your goals and timeline.
Exit finance for completed or near-complete developments
A developer exit loan is designed to help developers refinance existing development borrowing once a project is complete (or close to completion). It can provide breathing space to sell units at the right price, reduce the pressure of tight development finance deadlines, and create a smoother transition to longer-term lending.
At Lockwell Capital, we support developers with a deal-led approach—focused on clear timelines, realistic structuring, and practical guidance from enquiry to completion.
When a developer exit loan makes sense
Developer exit is commonly used when:
- The project is completed and you want time to sell units without pressure
- The project is near completion and you need a structured exit route
- You want to refinance away from higher-cost development finance
- You need time for sales, marketing, or stabilisation before final disposals
What we assess for developer exit
Every case differs, but these are the typical decision points:
Project stage and security
Completion status and remaining works (if any)
Type of development (residential / mixed-use / small-to-medium schemes)
Current value and projected sales plan
Existing borrowing
Current facility terms and deadlines
What you want to achieve (refinance, extend timeline, reduce monthly pressure)
Sales strategy and timeline
Expected sales period
Pricing strategy and market positioning
Whether you’ll sell as units or as a block (case dependent)
Exit plan
Sale of units
Transition to longer-term lending (where relevant)
- Our Process
How it works with Lockwell Capital
01
Initial review
We review the scheme, status, current borrowing, and what you want the exit facility to achieve.
02
Indicative structure
We outline the most suitable route, realistic terms, and the key requirements to proceed.
03
Completion
Once conditions are met, the new facility completes and you have the time and flexibility to execute your sales plan properly.
Benefits of developer exit finance
- Faqs
Frequently Asked Questions
Not always. Some facilities can be arranged for near-complete schemes, depending on remaining works and lender criteria.
Yes—this is one of the most common reasons developers use exit finance.
Yes, it’s typically used to refinance an existing facility, subject to eligibility and valuation.
That may be possible depending on your plan and lender requirements. We’ll advise the most realistic route.
Get started
If your development is complete (or nearing completion) and you want a structured refinance solution, share the details and we’ll come back with clear next steps.
PHONE NUMBER
+44 (0) 208 135 8485
EMAIL ADDRESS
hello@lockwellfinance.co.uk
