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Bridging Loans
Our Services
Free Consultation
Speak with our team for tailored guidance based on your goals and timeline.
Fast, flexible bridging finance when timing matters
A bridging loan is short-term property finance designed to complete quickly. It’s often used when a standard mortgage would take too long, when a property needs works before it’s mortgageable, or when you’re securing a time-sensitive opportunity such as an auction purchase.
At Lockwell Capital, we help landlords, investors, developers, and buyers structure bridging finance around the deal. We focus on clarity, speed, and a smooth process, so you can complete on time and move forward with confidence.
What bridging finance is used for
Bridging is typically used to solve one of three issues: speed, condition, or timing.
- Auction purchases and short completion deadlines
- Chain breaks or delayed sale proceeds
- Fast purchases where a mortgage timeline won’t work
- Refurbishment and light-to-heavy works before refinancing
Who bridging loans are suitable for
This service can suit:
Property investors needing speed
Landlords purchasing or refinancing quickly
Developers requiring short-term finance
Buyers who need flexibility before moving to longer-term lending
Limited companies and SPVs (case dependent)
If you’re unsure whether bridging is the right route, share the basics of the deal and we’ll advise on the most realistic option.
- Our Process
How it works with Lockwell Capital
01
Quick deal review
You share the key details, and we confirm whether bridging is suitable and what route makes the most sense.
02
Valuation and legal steps
We coordinate the key milestones that affect timelines: valuation, lender checks, and legal work.
03
Completion
Once conditions are satisfied, the funds complete and your deal progresses.
Typical timeframes
Bridging is designed to complete faster than standard mortgage funding, but exact timeframes depend on:
- Faqs
Frequently Asked Questions
It varies by case, but bridging is designed for speed. The fastest cases are those with clear documentation, a simple legal setup, and a straightforward valuation.
Yes. Bridging loans typically require a clear exit, such as refinance or sale.
Yes. If works are involved, we’ll advise whether standard bridging is suitable or whether refurbishment bridging is a better fit.
In many scenarios, yes. Requirements vary by lender and structure.
It can be, depending on the property type and circumstances.
Get started
If you need short-term finance to secure a deal, manage timing, or fund a transition, send us the details and we’ll come back with clear next steps.
PHONE NUMBER
+44 (0) 208 135 8485
EMAIL ADDRESS
hello@lockwellfinance.co.uk
