Property finance enquiries
Contact Lockwell Finance About Your Property Deal
Whether you are purchasing, refinancing, refurbishing or approaching a development exit, share the important details of your plans and the team can explain the most realistic next step.
Built by property investors, for property investors.
- Telephone
- +44 20 8044 9040
- Business hours
- Monday–Friday, 9:00am–6:00pm
Start the conversation
Tell us about the deal
Complete the form with as much relevant information as you have. Details about the property, finance required and deadline will help the team understand your enquiry.
Requirements and available routes vary according to the property, borrower profile, lender criteria and intended timeline.
Choose a finance route
Start with the option closest to your situation.
Property transactions can overlap more than one product. Choose the closest starting point or use the form above when you are unsure which route applies.
After your enquiry
A clear route from first conversation to application.
The process begins with the fundamentals of the deal. The property, amount required, borrower structure and deadline help determine what needs to happen next.
Your enquiry is reviewed
The team reviews your property objective, funding requirement, borrower profile and target completion date.
The likely route is clarified
You are guided through the relevant finance route, supporting information and documents normally required for the case.
The application moves forward
Once the appropriate route is established, the application, valuation, documentation and legal stages can be coordinated.
Before getting in touch
Questions about starting an enquiry.
Requirements and completion times depend on the finance product, property, lender and borrower profile.
What services do you offer?
Lockwell Finance supports Buy-to-Let mortgages, bridging loans, refurbishment bridging, developer exit loans, foreign national UK mortgages, overseas mortgages and UAE company setup support.
How do I get started?
Send the basic details of your enquiry, including the property type, purchase price or current value, required loan, available deposit, timeline and whether you intend to apply personally or through a company or SPV.
What documents will I usually need?
Requirements vary, but common documents include proof of identity and address, bank statements, income evidence, deposit or source-of-funds evidence and property details. A remortgage may also require the current mortgage statement.
How long does a mortgage application take?
Timeframes vary according to the lender, documentation, valuation availability and legal work. Preparing the required information early can help reduce avoidable delays.
How quickly can a bridging loan complete?
Bridging finance is intended for situations where speed and flexibility matter, but completion still depends on the valuation, legal work, lender conditions and document readiness. Include any auction or completion deadline in your enquiry.
What is the difference between a mortgage and a bridging loan?
A mortgage is generally longer-term finance. A bridging loan is short-term funding commonly used for fast purchases, auctions, chain breaks or properties that require work before standard mortgage lending is suitable.
Can I apply through a limited company or SPV?
Yes. Many landlords and property investors apply through a limited company or special purpose vehicle. Requirements vary between lenders, so include the intended borrower structure in your enquiry.
Can foreign nationals get a UK mortgage?
In many cases, yes. Available lender routes depend on factors including residency, deposit strength, income type, property details and the supporting documentation available.
Can I get a UK mortgage if I live overseas?
It may be possible depending on your deposit, income evidence, property type and wider borrower profile. Overseas applications commonly require clear evidence of income and source of funds.
Can you help when the property needs refurbishment?
Yes. Refurbishment bridging or another short-term finance route may be considered when work is required before longer-term mortgage lending is suitable. Include the proposed works, budget, timeline and intended exit route.
More detailed guidance is available on the Lockwell Finance frequently asked questions page .
Prefer to speak before completing the form?
Contact the team by telephone or email and explain the property, amount required and date by which the finance is needed.