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Tag: savings

Offset Mortgage vs Savings: Which is the Better Choice?

Understanding Offset Mortgages An offset mortgage is a unique financial product that connects your savings and current account to your mortgage. Instead of earning interest on your savings, the balance is used to offset the amount of your mortgage. This means that you only pay interest on the net amount of your mortgage after subtracting […]

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The advice we give is not FCA regulated. Broker fees: All applications have a non-refundable booking fee of £599. Buy to let mortgages have a completion fee of up to £1,999 for loans under £500,000 or 1% of the loan amount for loans over £500,000. Bridging and Commercial mortgages have a completion fee of either £3,499 for loans under £350,000 or 1% of the loan for loans over £350,000. Booking fees are payable on submission. Completion fees are payable after the mortgage completes, or if you opt not to proceed with a mortgage offer that you previously accepted.

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