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Tag: mortgage overpayments

Residential Mortgages with Overpayment Facility

Understanding Mortgage Overpayments Mortgage overpayments refer to any payments made above the minimum required amount on a mortgage loan. This can include extra monthly payments or one-off lump sums aimed at reducing the outstanding principal of the loan. Overpaying your mortgage can be a strategic financial move, providing several benefits to homeowners. One of the […]

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The advice we give is not FCA regulated. Broker fees: All applications have a non-refundable booking fee of £599. Buy to let mortgages have a completion fee of up to £1,999 for loans under £500,000 or 1% of the loan amount for loans over £500,000. Bridging and Commercial mortgages have a completion fee of either £3,499 for loans under £350,000 or 1% of the loan for loans over £350,000. Booking fees are payable on submission. Completion fees are payable after the mortgage completes, or if you opt not to proceed with a mortgage offer that you previously accepted.

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