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Tag: mortgage application refused

Common Reasons Mortgages Are Declined

Understanding Mortgage Declines A mortgage decline occurs when a lender decides not to approve a borrower’s application for a mortgage loan. This decision can be influenced by various factors, including the applicant’s financial history, the property being purchased, and the completeness of the application. Understanding the reasons behind mortgage declines is crucial for potential borrowers, […]

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The advice we give is not FCA regulated. Broker fees: All applications have a non-refundable booking fee of £599. Buy to let mortgages have a completion fee of up to £1,999 for loans under £500,000 or 1% of the loan amount for loans over £500,000. Bridging and Commercial mortgages have a completion fee of either £3,499 for loans under £350,000 or 1% of the loan for loans over £350,000. Booking fees are payable on submission. Completion fees are payable after the mortgage completes, or if you opt not to proceed with a mortgage offer that you previously accepted.

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