Moving home · UK mortgage support

Home Mover Mortgages for Buying Your Next Home

Moving home usually means coordinating the sale of your current property, the purchase of the next one and the mortgage needed for the new home. The available route depends on your income, existing mortgage, deposit or equity, property value, credit profile and lender criteria.

What We Offer

How does a home mover mortgage work?

A home mover mortgage is simply the mortgage used when you buy your next home. Depending on your existing lender and product, you may be able to port the current mortgage, take a new mortgage, or combine existing borrowing with additional finance. Porting is not automatic and remains subject to the lender’s current criteria and assessment of the new property and application.

Before choosing a route, compare the outstanding mortgage, early-repayment or product-transfer position where relevant, available equity, purchase price, required loan and timing of the sale and purchase. For the broader residential mortgage route, see our UK Mortgage Broker page.

Our Simple Process

What to Prepare Before Moving Home

Have the current mortgage balance, estimated sale price, available equity or deposit, target purchase price, income details and preferred moving timeline ready. The lender will still assess affordability, credit, valuation and the new property before making a decision.

Initial Consultation

Discuss your needs with our mortgage advisors to find the best options for you.

Application Submission

Submit your application with the necessary documentation for review.

Approval and Offer

Receive your mortgage offer and review the terms before acceptance.

Types of Mortgages Available

Explore Our Mortgage Options

We provide a variety of mortgage solutions to suit different needs and circumstances.

Tailored Solutions for Every Buyer

Our home mover loans are designed for those looking to buy a new property while selling their current one.

Next Time Buyer Mortgage

Ideal for those who have previously owned a home and are looking to move again.

Moving House Mortgage

Perfect for buyers transitioning to a new home, ensuring a seamless financial process.

Home Mover Loan UK

Specialized loans for UK residents looking to relocate or upgrade their living situation.

Property Mover Mortgage

Flexible mortgage options for those changing properties, tailored to your financial situation.

Custom Solutions

We work with you to create a mortgage plan that fits your lifestyle and budget.

Our team is dedicated to helping you navigate the complexities of moving and securing a mortgage. We provide ongoing support throughout the entire process.

Why Choose Us

The Advantages of Our Home Mover Mortgages

Choosing Lockwell Finance means choosing a partner committed to your success.

Expert Guidance

Our experienced advisors will help you understand your options and make informed decisions.

Competitive Rates

We offer some of the best rates in the market, ensuring you get value for your money.

Personalized Service

We tailor our services to meet your specific needs, ensuring a smooth mortgage process.

Who We Help

Serving a Diverse Range of Clients

Our home mover mortgage solutions cater to various clients, including

First-Time Buyers

Families Upgrading

Downsizers

Investors

Relocators

Expatriates

Self-Employed Individuals

Retired Borrowers

Key Workers

Buy-to-Let Investors

New Build Buyers

Those with Adverse Credit

High Net Worth Individuals

Joint Applicants

Single Applicants

Property Developers

No matter your situation, our team is equipped to provide the right mortgage solutions tailored to your unique circumstances.

Our Commitment to You

We guarantee transparency, integrity, and a commitment to finding the best mortgage solutions for your needs.

Client Testimonials

What Our Clients Say

Hear from those who have successfully secured their home mover mortgages with us.

Lockwell Finance made my move seamless. Their team was incredibly supportive and knowledgeable.

Sarah J.

Homeowner

I couldn’t have asked for a better experience. They guided me every step of the way.

Tom R.

First-Time Buyer

Fantastic service! They helped me secure a great mortgage for my new home.

Emily K.

Satisfied Client

Frequently Asked Questions

Your Questions Answered

We’ve compiled a list of common questions to help you understand our home mover mortgage services.

What is a home mover mortgage?

A home mover mortgage is designed for individuals looking to buy a new property while selling their current one.

How do I apply for a home mover mortgage?

You can apply online or contact our team for assistance with your application.

What documents do I need?

Typically, you will need proof of income, identification, and details of your current mortgage.

Can I get a mortgage with bad credit?

Yes, we offer options for those with adverse credit histories.